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Fraudsters in Chiang Mai

Lots of guys live off of the hustle especially here in Thailand, money is hard to make in this country especially without a large investment and even then you risk losing the lot. Normally I have no problem with what people do, you've made someone a mark and they've fallen for it then honestly can't really blame you for scamming them. But insurance fraud is like the lowest of the lows and causes me to pay more for insurance than i need to.

You might think Fraud is a victimless crime but it isn't. Scamming the insurance companies is something I hate with a passion. My first experience of it was when a mate got into a car accident cause some guy wanted a payout for whiplash he really didn't have. This was more than 20 years ago now you probably know this scam yourself but in Thailand they have a different scam.

Someone stole my electronics scam

The scam is mostly done by people from the middle east or europe and often involves a girl it's almost always done by a tourist and not an expat.

How the scam works

  • Buy insurance that covers laptops and cameras like Glover Howe but your credit card or travel insurance may also cover this
  • Travel to Thailand and stay at a cheap ass guesthouse that has no security
  • Contact the police to say items have been stolen
  • Thai police give you an official police report to confirm the goods have been stolen
  • Take the Official Document to the insurance company and lodge your claims along with the serial numbers of the items you lost
  • Because the Thai police have given you a police report and you have the serial numbers the insurance company has no choice but to pay out
  • Bingo you just got a free trip to ThailandFraudsters in Chiang Mai

Don't do this Scam!

The only way you can actually get away with this scam is if you are lucky enough get assigned a complete idiot to look at your case. I could tell you how to get away with it but I'm not going to because the people who do this are hurting Thailand by saying to the world come to Thailand and get robbed. Not all those robberies in the News are real, many of them are fake.

Thailand and especially the Thai police hate this scam with a passion probably second to the ATM swipers. Take a look at the photo above of these two fools from Israel in Chiang Mai trying to put one over the TPD.

They contact the police to report a robbery, the police rock up and say OK we just have to check the room and they are like "why do you need to check the room for?" dead giveaway. Took the police like 5 seconds to find the camera they say was stolen. Their excuse "oh someone has moved it to the back of the draw and covered it with socks". Judge didn't buy it, they will spend the next month in jail! Apparently the girl went hysterical and protested because she can't sleep on the floor.

In the end if you're going to do a scam do it right or face the consequences.


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About Chris

Chris founded LivingThai.org in 2011 and has received over 3 million visitors. He has lived here for over 10 years and speaks reads and writes very good Thai.

10 Responses to Fraudsters in Chiang Mai

  1. vinnie June 1, 2013 at 4:14 pm #

    glad to see they got those pricks from isreal..did they really do 30days in the monkey house..i see you got the old man in the photo hahahaha…v

    • Chris June 2, 2013 at 1:01 am #

      Yeah they did, the chick was squealing like a piq. I can’t sleep in there, there’s no bed. Old man told me I laughed so hard.

  2. Mailu June 1, 2013 at 8:39 pm #

    Seriuosly? Insurance companies are f#%*^ cock suckers. If you can screw them and get some cash. Do it. Motor bike accident, not my fault, broken ankle. Forign license expired 3 weeks prior (while OS). Good enough reason not to pay. 300,000 bht out of pocket. Please screw them if you can !!!

    • Chris June 2, 2013 at 12:55 am #

      I can understand that though, insurance companies man you have to play the rules, but actually defrauding them costs everyone money it shouldn’t cost $140 a month to insure a bloody laptop but it does cause these idiots are making false claims, so i’m not going to buy insurance cause it’s just too expensive. not exactly fair.

      • Malefactor18 June 4, 2013 at 8:42 pm #

        Is that $140USD?

        • Chris June 5, 2013 at 1:58 am #

          Yes it is, though you can get coverage other ways but the conditions are very steep. Just flat out insurance for the laptop and camera will cost this much.

  3. Bojan July 26, 2013 at 6:08 am #

    ‘ Normally I have no problem with what people do,’

    Really? Even scumbag crims like Scammers?

    ‘… you’ve made someone a mark and they’ve fallen for it then honestly can’t really blame you for scamming them.’

    Very nice of you Chris? So as long as you don’t have tp pay higher insurance costs scammers and fraudsters are just fine. Nice.

    • Chris August 16, 2013 at 2:54 pm #

      What can I say I’m a nice guy 😉

      • Ron January 4, 2014 at 9:02 pm #

        I hate getting scammed out of a couple hundred baht. I wold kill someone for a couple hundred thousand. Just me. I wouldn’t put myself in that situation. I still don’t think it’s right. I like your website, but hate scammers with a passion.


  1. Briton Makes False Robbery Report Seeking Insurance Claim - TeakDoor.com - The Thailand Forum - September 19, 2014

    […] When the Thai police searched their room, they found the camera, in a drawer covered with socks. Fraudsters in Chiang Mai | Living Thai And I know from personal experience….a friend of mine, a few day`s after the tsunami hit phuket, […]

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